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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,570 | $165,381+135.0% | $149,730+159.5% | $158,966+144.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.82% | 348.29%-341.5pp | 276.70%-269.9pp | 302.95%-296.1pp |
| Employer contribution / active EE | $14,875 | $5,104+191.4% | $4,645+220.2% | $4,762+212.3% |
| Participant deferral / active EE | $10,435 | $7,182+45.3% | $6,843+52.5% | $5,983+74.4% |
| Admin fee / account holder | $16,102 | $10,809+49.0% | $9,310+72.9% | $11,250+43.1% |