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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,214 | $127,387-69.2% | $115,038-65.9% | $125,389-68.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.72% | 31.28%-36.0pp | 26.14%-30.9pp | 282.24%-287.0pp |
| Employer contribution / active EE | $11,425 | $5,166+121.2% | $4,608+147.9% | $4,866+134.8% |
| Participant deferral / active EE | $6,223 | $6,423-3.1% | $6,026+3.3% | $5,352+16.3% |
| Admin fee / account holder | $320 | $9,516-96.6% | $8,175-96.1% | $9,541-96.7% |