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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,081 | $165,361-61.2% | $149,715-57.2% | $158,950-59.7% |
| Participation rate | 46.2% | 84.6%-38.4pp | 82.5%-36.3pp | 82.0%-35.8pp |
| Annual return | 30.90% | 348.24%-317.3pp | 276.66%-245.8pp | 302.91%-272.0pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,849 | $7,182-32.5% | $6,842-29.1% | $5,983-18.9% |
| Admin fee / account holder | $10 | $10,808-99.9% | $9,310-99.9% | $11,248-99.9% |