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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,922 | $142,409-71.3% | $119,634-65.8% | $134,545-69.6% |
| Participation rate | 59.1% | 82.8%-23.7pp | 79.3%-20.2pp | 81.2%-22.1pp |
| Annual return | -16.40% | -12.46%-3.9pp | -14.98%-1.4pp | 418.37%-434.8pp |
| Employer contribution / active EE | $2,369 | $5,224-54.7% | $4,232-44.0% | $4,742-50.0% |
| Participant deferral / active EE | $7,768 | $6,468+20.1% | $5,601+38.7% | $6,401+21.4% |
| Admin fee / account holder | $12,473 | $13,594-8.2% | $10,329+20.8% | $11,431+9.1% |