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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,940 | $176,786-76.8% | $146,643-72.1% | $167,536-75.6% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 15.49% | 24.04%-8.5pp | 22.75%-7.3pp | 478.82%-463.3pp |
| Employer contribution / active EE | $2,509 | $5,161-51.4% | $4,137-39.3% | $4,839-48.2% |
| Participant deferral / active EE | $7,459 | $6,440+15.8% | $5,506+35.5% | $6,342+17.6% |
| Admin fee / account holder | $39,880 | $13,262+200.7% | $10,280+287.9% | $12,315+223.8% |