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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,203 | $148,582-89.1% | $135,942-88.1% | $139,456-88.4% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 19.14% | 79.26%-60.1pp | 68.28%-49.1pp | 373.45%-354.3pp |
| Employer contribution / active EE | $2,809 | $5,245-46.4% | $4,858-42.2% | $4,753-40.9% |
| Participant deferral / active EE | $7,167 | $8,101-11.5% | $7,759-7.6% | $6,711+6.8% |
| Admin fee / account holder | $8,778 | $12,402-29.2% | $10,764-18.5% | $11,407-23.0% |