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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,903 | $106,267-44.6% | $96,520-39.0% | $139,456-57.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.83% | 38.45%-27.6pp | 35.72%-24.9pp | 373.45%-362.6pp |
| Employer contribution / active EE | $4,360 | $4,105+6.2% | $3,739+16.6% | $4,753-8.3% |
| Participant deferral / active EE | $1,584 | $5,454-71.0% | $4,879-67.5% | $6,711-76.4% |
| Admin fee / account holder | $305 | $7,882-96.1% | $6,733-95.5% | $11,407-97.3% |