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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,318 | $98,776-76.4% | $149,745-84.4% | $79,856-70.8% |
| Participation rate | 84.5% | 75.8%+8.7pp | 82.5%+2.0pp | 69.6%+14.8pp |
| Annual return | 16.86% | 27.38%-10.5pp | 276.72%-259.9pp | 31.71%-14.8pp |
| Employer contribution / active EE | $1,181 | $3,217-63.3% | $4,646-74.6% | $2,471-52.2% |
| Participant deferral / active EE | $2,028 | $5,681-64.3% | $6,843-70.4% | $3,741-45.8% |
| Admin fee / account holder | $1,097 | $6,053-81.9% | $9,312-88.2% | $5,306-79.3% |