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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,810 | $89,370-76.7% | $141,197-85.3% | $72,976-71.5% |
| Participation rate | 83.0% | 75.1%+7.8pp | 82.5%+0.5pp | 69.5%+13.5pp |
| Annual return | 20.70% | 111.88%-91.2pp | 71.41%-50.7pp | 81.02%-60.3pp |
| Employer contribution / active EE | $1,568 | $3,115-49.7% | $4,736-66.9% | $2,440-35.8% |
| Participant deferral / active EE | $2,484 | $5,419-54.1% | $6,710-63.0% | $3,608-31.1% |
| Admin fee / account holder | $442 | $5,957-92.6% | $10,265-95.7% | $5,124-91.4% |