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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,833 | $483,246-76.2% | $63,850+79.8% | $483,246-76.2% |
| Participation rate | 75.0% | 93.7%-18.7pp | 87.5%-12.5pp | 93.7%-18.7pp |
| Annual return | 19.02% | 24.97%-5.9pp | 14.62%+4.4pp | 24.97%-5.9pp |
| Employer contribution / active EE | $1,702 | $28,334-94.0% | $45,303-96.2% | $28,334-94.0% |
| Participant deferral / active EE | $5,369 | $7,967-32.6% | $3,004+78.7% | $7,967-32.6% |
| Admin fee / account holder | $963 | $20,852-95.4% | $491+95.9% | $20,852-95.4% |