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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,759 | $259,158-60.0% | $45,802+126.5% | $259,158-60.0% |
| Participation rate | 100.0% | 95.8%+4.2pp | 97.9%+2.1pp | 95.8%+4.2pp |
| Annual return | 0.00% | 5.38%-5.4pp | 16.95%-16.9pp | 5.38%-5.4pp |
| Employer contribution / active EE | $17,170 | $22,268-22.9% | $54,338-68.4% | $22,268-22.9% |
| Participant deferral / active EE | $6,810 | $4,649+46.5% | $3,942+72.8% | $4,649+46.5% |
| Admin fee / account holder | $418 | $9,035-95.4% | $566-26.0% | $9,035-95.4% |