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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,629 | $226,090-90.4% | $182,531-88.2% | $152,885-85.9% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 22.63% | 192.57%-169.9pp | 148.57%-125.9pp | 345.39%-322.8pp |
| Employer contribution / active EE | $1,603 | $4,978-67.8% | $4,075-60.7% | $4,763-66.4% |
| Participant deferral / active EE | $1,603 | $6,369-74.8% | $5,525-71.0% | $5,851-72.6% |
| Admin fee / account holder | $668 | $10,705-93.8% | $8,593-92.2% | $11,598-94.2% |