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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,547 | $148,629-34.4% | $135,982-28.3% | $139,487-30.1% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 17.18% | 79.33%-62.2pp | 68.32%-51.1pp | 373.84%-356.7pp |
| Employer contribution / active EE | $2,967 | $5,247-43.5% | $4,859-38.9% | $4,755-37.6% |
| Participant deferral / active EE | $10,676 | $8,102+31.8% | $7,760+37.6% | $6,713+59.0% |
| Admin fee / account holder | $437 | $12,406-96.5% | $10,767-95.9% | $11,407-96.2% |