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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,175 | $165,399-69.1% | $149,745-65.8% | $158,982-67.8% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 18.99% | 348.34%-329.3pp | 276.72%-257.7pp | 302.99%-284.0pp |
| Employer contribution / active EE | $1,642 | $5,105-67.8% | $4,646-64.7% | $4,763-65.5% |
| Participant deferral / active EE | $5,357 | $7,183-25.4% | $6,843-21.7% | $5,983-10.5% |
| Admin fee / account holder | $390 | $10,811-96.4% | $9,312-95.8% | $11,252-96.5% |