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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,767 | $160,070-21.4% | $147,117-14.5% | $145,897-13.8% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 9.86% | 98.69%-88.8pp | 420.54%-410.7pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,951 | $5,285-44.2% | $4,932-40.2% | $4,663-36.7% |
| Participant deferral / active EE | $8,213 | $8,419-2.5% | $8,065+1.8% | $6,689+22.8% |
| Admin fee / account holder | $823 | $15,035-94.5% | $12,993-93.7% | $13,390-93.9% |