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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 62 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Float revenue; Recordkeeping fees | $90,572 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,014 | $76,774+21.2% | $112,249-17.1% | $77,906+19.4% |
| Participation rate | 24.5% | 80.2%-55.7pp | 75.1%-50.6pp | 73.7%-49.2pp |
| Annual return | -28.99% | -10.25%-18.7pp | 27.48%-56.5pp | 12.16%-41.1pp |
| Employer contribution / active EE | $1,324 | $3,977-66.7% | $3,636-63.6% | $2,846-53.5% |
| Participant deferral / active EE | $3,020 | $3,778-20.1% | $4,729-36.1% | $4,805-37.1% |
| Admin fee / account holder | $142 | $239-40.4% | $6,412-97.8% | $133+7.3% |