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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,864 | $78,562-12.3% | $105,608-34.8% | $74,429-7.5% |
| Participation rate | 52.1% | 72.8%-20.7pp | 75.3%-23.1pp | 67.2%-15.1pp |
| Annual return | 15.98% | 15.94%0pp | 116.50%-100.5pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $2,925 | $2,521+16.0% | $3,167-7.6% | $2,625+11.4% |
| Participant deferral / active EE | $5,457 | $4,321+26.3% | $5,010+8.9% | $4,348+25.5% |
| Admin fee / account holder | $12,223 | $2,217+451.4% | $11,028+10.8% | $1,944+528.7% |