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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,898 | $160,040-75.1% | $147,096-72.9% | $145,877-72.6% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 51.04% | 98.49%-47.5pp | 419.75%-368.7pp | 551.28%-500.2pp |
| Employer contribution / active EE | $3,773 | $5,289-28.7% | $4,936-23.6% | $4,663-19.1% |
| Participant deferral / active EE | $11,486 | $8,429+36.3% | $8,071+42.3% | $6,691+71.7% |
| Admin fee / account holder | $1,312 | $15,050-91.3% | $13,005-89.9% | $13,402-90.2% |