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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,859 | $148,623-86.0% | $135,974-84.7% | $139,466-85.0% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 123.04% | 79.30%+43.7pp | 68.30%+54.7pp | 373.66%-250.6pp |
| Employer contribution / active EE | $2,066 | $5,246-60.6% | $4,859-57.5% | $4,754-56.5% |
| Participant deferral / active EE | $5,955 | $8,103-26.5% | $7,760-23.3% | $6,712-11.3% |
| Admin fee / account holder | $518 | $12,406-95.8% | $10,767-95.2% | $11,409-95.5% |