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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,329 | $154,209-64.8% | $130,062-58.2% | $139,487-61.1% |
| Participation rate | 94.7% | 82.0%+12.8pp | 78.5%+16.2pp | 80.3%+14.4pp |
| Annual return | 21.21% | 32.52%-11.3pp | -137.37%+158.6pp | 373.84%-352.6pp |
| Employer contribution / active EE | $5,704 | $5,292+7.8% | $4,322+32.0% | $4,755+20.0% |
| Participant deferral / active EE | $5,589 | $6,709-16.7% | $5,821-4.0% | $6,713-16.7% |
| Admin fee / account holder | $608 | $13,988-95.7% | $10,601-94.3% | $11,407-94.7% |