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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,964 | $176,794-61.0% | $146,647-53.0% | $167,553-58.8% |
| Participation rate | 42.9% | 83.6%-40.8pp | 80.1%-37.2pp | 82.1%-39.3pp |
| Annual return | 17.04% | 24.04%-7.0pp | 22.75%-5.7pp | 478.89%-461.9pp |
| Employer contribution / active EE | $953 | $5,161-81.5% | $4,137-77.0% | $4,840-80.3% |
| Participant deferral / active EE | $2,394 | $6,440-62.8% | $5,506-56.5% | $6,343-62.3% |
| Admin fee / account holder | $258 | $13,262-98.1% | $10,281-97.5% | $12,316-97.9% |