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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,779 | $165,361-27.6% | $149,715-20.0% | $158,950-24.6% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.0pp | 82.0%-10.5pp |
| Annual return | 14.92% | 348.24%-333.3pp | 276.66%-261.7pp | 302.91%-288.0pp |
| Employer contribution / active EE | $6,409 | $5,103+25.6% | $4,645+38.0% | $4,762+34.6% |
| Participant deferral / active EE | $8,629 | $7,182+20.1% | $6,842+26.1% | $5,983+44.2% |
| Admin fee / account holder | $5,350 | $10,808-50.5% | $9,310-42.5% | $11,248-52.4% |