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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,162 | $157,296-55.4% | $141,191-50.3% | $152,897-54.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.47% | 64.34%-41.9pp | 71.41%-48.9pp | 345.43%-323.0pp |
| Employer contribution / active EE | $5,854 | $5,262+11.2% | $4,736+23.6% | $4,764+22.9% |
| Participant deferral / active EE | $8,895 | $7,111+25.1% | $6,710+32.6% | $5,851+52.0% |
| Admin fee / account holder | $893 | $12,125-92.6% | $10,264-91.3% | $11,599-92.3% |