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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,192 | $217,427+72.1% | $185,837+101.4% | $167,518+123.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.74% | 148.39%-136.7pp | 122.08%-110.3pp | 478.71%-467.0pp |
| Employer contribution / active EE | $15,786 | $5,874+168.7% | $5,168+205.5% | $4,838+226.3% |
| Participant deferral / active EE | $8,383 | $6,357+31.9% | $5,568+50.5% | $6,342+32.2% |
| Admin fee / account holder | $10,611 | $19,816-46.5% | $16,241-34.7% | $12,312-13.8% |