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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,813 | $96,678-70.2% | $86,640-66.7% | $139,466-79.3% |
| Participation rate | 86.7% | 74.4%+12.3pp | 71.7%+15.0pp | 80.3%+6.3pp |
| Annual return | 21.81% | 106.69%-84.9pp | 592.52%-570.7pp | 373.66%-351.9pp |
| Employer contribution / active EE | $3,260 | $3,265-0.2% | $3,024+7.8% | $4,754-31.4% |
| Participant deferral / active EE | $6,661 | $4,837+37.7% | $4,438+50.1% | $6,712-0.8% |
| Admin fee / account holder | $910 | $6,410-85.8% | $5,616-83.8% | $11,409-92.0% |