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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,372 | $154,754-86.8% | $124,206-83.6% | $138,895-85.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 20.70% | 709.28%-688.6pp | 515.27%-494.6pp | 145.39%-124.7pp |
| Employer contribution / active EE | $1,856 | $4,446-58.3% | $3,540-47.6% | $4,194-55.8% |
| Participant deferral / active EE | $3,505 | $4,621-24.2% | $3,968-11.7% | $6,396-45.2% |
| Admin fee / account holder | $602 | $6,690-91.0% | $5,929-89.9% | $12,562-95.2% |