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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,081 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,402 | $100,801-37.1% | $149,715-57.7% | $73,412-13.6% |
| Participation rate | 74.9% | 77.7%-2.8pp | 82.5%-7.6pp | 72.2%+2.7pp |
| Annual return | 47.12% | 265.34%-218.2pp | 276.66%-229.5pp | 59.30%-12.2pp |
| Employer contribution / active EE | $0 | $3,312-100.0% | $4,645-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $10,920 | $6,404+70.5% | $6,842+59.6% | $3,806+187.0% |
| Admin fee / account holder | $4 | $181-97.9% | $9,310-100.0% | $158-97.6% |