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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,130 | $217,432-79.7% | $185,849-76.3% | $167,536-73.7% |
| Participation rate | 86.7% | 86.1%+0.6pp | 81.7%+5.0pp | 82.1%+4.6pp |
| Annual return | 7.67% | 148.42%-140.8pp | 122.10%-114.4pp | 478.82%-471.2pp |
| Employer contribution / active EE | $1,770 | $5,875-69.9% | $5,169-65.8% | $4,839-63.4% |
| Participant deferral / active EE | $2,946 | $6,357-53.7% | $5,569-47.1% | $6,342-53.6% |
| Admin fee / account holder | $32,969 | $19,818+66.4% | $16,244+103.0% | $12,315+167.7% |