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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,001 | $202,342-68.9% | $172,753-63.5% | $152,909-58.8% |
| Participation rate | 76.9% | 87.1%-10.1pp | 82.6%-5.7pp | 82.5%-5.5pp |
| Annual return | 23.07% | 1029.88%-1006.8pp | 803.00%-779.9pp | 345.46%-322.4pp |
| Employer contribution / active EE | $1,806 | $5,857-69.2% | $5,144-64.9% | $4,764-62.1% |
| Participant deferral / active EE | $4,815 | $5,948-19.0% | $5,198-7.4% | $5,851-17.7% |
| Admin fee / account holder | $1,682 | $17,112-90.2% | $13,956-87.9% | $11,601-85.5% |