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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,942 | $81,664+165.7% | $70,476+207.8% | $158,966+36.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 8.39% | 208.59%-200.2pp | 109.12%-100.7pp | 302.95%-294.6pp |
| Employer contribution / active EE | $19,613 | $3,219+509.3% | $2,738+616.4% | $4,762+311.8% |
| Participant deferral / active EE | $13,000 | $4,556+185.3% | $3,710+250.4% | $5,983+117.3% |
| Admin fee / account holder | $1,236 | $6,197-80.1% | $3,847-67.9% | $11,250-89.0% |