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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,942 | $81,643+165.7% | $70,462+207.9% | $158,950+36.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 8.39% | 208.51%-200.1pp | 109.08%-100.7pp | 302.91%-294.5pp |
| Employer contribution / active EE | $19,613 | $3,218+509.5% | $2,737+616.5% | $4,762+311.9% |
| Participant deferral / active EE | $13,000 | $4,555+185.4% | $3,710+250.4% | $5,983+117.3% |
| Admin fee / account holder | $1,236 | $6,194-80.1% | $3,845-67.9% | $11,248-89.0% |