Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,380 | $81,233-44.1% | $155,567-70.8% | $80,874-43.9% |
| Participation rate | 67.9% | 66.2%+1.6pp | 78.2%-10.3pp | 67.6%+0.2pp |
| Annual return | 4.73% | 33.33%-28.6pp | 64.74%-60.0pp | 35.62%-30.9pp |
| Employer contribution / active EE | $4,458 | $3,101+43.8% | $4,674-4.6% | $2,756+61.8% |
| Participant deferral / active EE | $4,318 | $3,452+25.1% | $5,628-23.3% | $4,297+0.5% |
| Admin fee / account holder | $811 | $7,998-89.9% | $15,916-94.9% | $6,935-88.3% |