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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,772 | $93,064-92.7% | $74,577-90.9% | $273,972-97.5% |
| Participation rate | 20.0% | 74.9%-54.9pp | 68.1%-48.1pp | 83.0%-63.0pp |
| Annual return | 7.86% | 26.18%-18.3pp | 20.47%-12.6pp | 41.46%-33.6pp |
| Employer contribution / active EE | $218 | $3,160-93.1% | $2,525-91.4% | $4,869-95.5% |
| Participant deferral / active EE | $460 | $4,160-88.9% | $3,458-86.7% | $5,287-91.3% |
| Admin fee / account holder | $39 | $5,273-99.3% | $4,138-99.1% | $10,133-99.6% |