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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,053 | $183,627-22.6% | $155,602-8.7% | $145,978-2.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 5.72% | 61.32%-55.6pp | 64.81%-59.1pp | 550.52%-544.8pp |
| Employer contribution / active EE | $7,470 | $5,316+40.5% | $4,675+59.8% | $4,662+60.2% |
| Participant deferral / active EE | $5,111 | $6,466-21.0% | $5,629-9.2% | $6,690-23.6% |
| Admin fee / account holder | $3,053 | $19,327-84.2% | $15,923-80.8% | $13,400-77.2% |