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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,950 | $198,461-76.8% | $170,436-73.0% | $147,585-68.9% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 43.71% | 257.30%-213.6pp | 205.94%-162.2pp | 578.57%-534.9pp |
| Employer contribution / active EE | $1,975 | $6,184-68.1% | $5,433-63.7% | $4,876-59.5% |
| Participant deferral / active EE | $4,550 | $5,629-19.2% | $4,939-7.9% | $5,439-16.3% |
| Admin fee / account holder | $1,484 | $16,852-91.2% | $13,880-89.3% | $10,885-86.4% |