Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,383 | $56,918-83.5% | $182,540-94.9% | $65,185-85.6% |
| Participation rate | 74.1% | 66.5%+7.6pp | 78.0%-3.9pp | 70.2%+3.9pp |
| Annual return | 44.60% | 27.67%+16.9pp | 148.58%-104.0pp | 29.38%+15.2pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $4,076-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $3,755 | $3,526+6.5% | $5,525-32.0% | $3,514+6.9% |
| Admin fee / account holder | $3 | $531-99.5% | $8,593-100.0% | $847-99.7% |