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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,083 | $36,948+0.4% | $73,658-49.7% | $87,485-57.6% |
| Participation rate | 11.3% | 46.8%-35.5pp | 57.0%-45.8pp | 68.9%-57.6pp |
| Annual return | 18.60% | 28.64%-10.0pp | 29.72%-11.1pp | 26.06%-7.5pp |
| Employer contribution / active EE | $125 | $670-81.4% | $1,032-87.9% | $2,596-95.2% |
| Participant deferral / active EE | $484 | $1,379-64.9% | $2,062-76.5% | $4,274-88.7% |
| Admin fee / account holder | $499 | $2,531-80.3% | $3,357-85.1% | $7,775-93.6% |