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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,863 | $27,936+6.9% | $58,561-49.0% | $75,173-60.3% |
| Participation rate | 11.1% | 38.8%-27.7pp | 50.9%-39.8pp | 67.2%-56.1pp |
| Annual return | 0.00% | 44.21%-44.2pp | 4251.33%-4251.3pp | 160.72%-160.7pp |
| Employer contribution / active EE | $115 | $670-82.9% | $1,053-89.1% | $2,671-95.7% |
| Participant deferral / active EE | $429 | $1,202-64.3% | $1,923-77.7% | $4,126-89.6% |
| Admin fee / account holder | $394 | $1,727-77.2% | $2,520-84.4% | $5,651-93.0% |