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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,037 | $109,908+8.3% | $97,161+22.5% | $145,978-18.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.42% | 243.80%-232.4pp | 75.36%-63.9pp | 550.52%-539.1pp |
| Employer contribution / active EE | $19,111 | $3,077+521.0% | $2,723+601.8% | $4,662+310.0% |
| Participant deferral / active EE | $11,140 | $4,679+138.1% | $4,265+161.2% | $6,690+66.5% |
| Admin fee / account holder | $15,712 | $6,213+152.9% | $5,647+178.2% | $13,400+17.3% |