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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,645 | $102,6630% | $86,216+19.1% | $139,466-26.4% |
| Participation rate | 41.7% | 74.5%-32.8pp | 69.0%-27.3pp | 80.3%-38.7pp |
| Annual return | 48.05% | 1924.52%-1876.5pp | 1169.42%-1121.4pp | 373.66%-325.6pp |
| Employer contribution / active EE | $549 | $3,035-81.9% | $2,382-77.0% | $4,754-88.5% |
| Participant deferral / active EE | $3,343 | $4,677-28.5% | $3,986-16.1% | $6,712-50.2% |
| Admin fee / account holder | $257 | $8,663-97.0% | $6,853-96.3% | $11,409-97.7% |