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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,275 | $78,027-9.9% | $178,528-60.6% | $80,925-13.2% |
| Participation rate | 67.6% | 65.7%+2.0pp | 77.1%-9.5pp | 67.7%0pp |
| Annual return | 27.97% | 18.09%+9.9pp | 27.11%+0.9pp | 35.65%-7.7pp |
| Employer contribution / active EE | $3,414 | $2,281+49.6% | $3,950-13.6% | $2,756+23.9% |
| Participant deferral / active EE | $6,424 | $4,408+45.7% | $6,278+2.3% | $4,299+49.4% |
| Admin fee / account holder | $16,488 | $7,168+130.0% | $10,419+58.2% | $6,940+137.6% |