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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,454 | $96,361-90.2% | $80,607-88.3% | $139,456-93.2% |
| Participation rate | 60.0% | 73.6%-13.6pp | 67.0%-7.0pp | 80.3%-20.3pp |
| Annual return | 24.95% | 1350.95%-1326.0pp | 936.11%-911.2pp | 373.45%-348.5pp |
| Employer contribution / active EE | $1,151 | $3,262-64.7% | $2,724-57.7% | $4,753-75.8% |
| Participant deferral / active EE | $2,509 | $5,232-52.0% | $4,448-43.6% | $6,711-62.6% |
| Admin fee / account holder | $63 | $6,601-99.1% | $5,379-98.8% | $11,407-99.5% |