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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,543 | $71,873-42.2% | $86,698-52.1% | $68,490-39.3% |
| Participation rate | 96.2% | 72.2%+23.9pp | 76.6%+19.6pp | 67.9%+28.3pp |
| Annual return | -21.32% | 3.54%-24.9pp | 35.96%-57.3pp | -7.85%-13.5pp |
| Employer contribution / active EE | $7,789 | $2,173+258.4% | $2,837+174.6% | $2,597+200.0% |
| Participant deferral / active EE | $4,588 | $3,779+21.4% | $4,656-1.5% | $4,028+13.9% |
| Admin fee / account holder | $3,083 | $6,110-49.5% | $7,492-58.8% | $5,403-42.9% |