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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,777 | $112,131-59.2% | $95,964-52.3% | $158,982-71.2% |
| Participation rate | 77.3% | 79.0%-1.7pp | 77.1%+0.2pp | 82.0%-4.7pp |
| Annual return | 18.19% | 171.19%-153.0pp | 91.64%-73.5pp | 302.99%-284.8pp |
| Employer contribution / active EE | $3,964 | $3,199+23.9% | $2,541+56.0% | $4,763-16.8% |
| Participant deferral / active EE | $2,865 | $4,784-40.1% | $4,167-31.2% | $5,983-52.1% |
| Admin fee / account holder | $1,122 | $10,136-88.9% | $6,797-83.5% | $11,252-90.0% |