Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MERRIL LYNCH1 year Filed as: MERRIL LYNCH PIERCE FENNER SMITH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $6,915 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,086 | $34,634-42.0% | $77,096-73.9% | $64,819-69.0% |
| Participation rate | 10.1% | 49.8%-39.8pp | 67.9%-57.9pp | 71.5%-61.4pp |
| Annual return | -19.13% | -5.31%-13.8pp | 42.35%-61.5pp | 32.84%-52.0pp |
| Employer contribution / active EE | $0 | $1,385-100.0% | $2,814-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $612 | $2,553-76.0% | $4,429-86.2% | $4,311-85.8% |
| Admin fee / account holder | $117 | $178-34.4% | $5,428-97.8% | $188-37.7% |