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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,575 | $81,643-80.9% | $70,462-77.9% | $158,950-90.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 0.00% | 208.51%-208.5pp | 109.08%-109.1pp | 302.91%-302.9pp |
| Employer contribution / active EE | $4,645 | $3,218+44.3% | $2,737+69.7% | $4,762-2.5% |
| Participant deferral / active EE | $9,520 | $4,555+109.0% | $3,710+156.6% | $5,983+59.1% |
| Admin fee / account holder | $301 | $6,194-95.1% | $3,845-92.2% | $11,248-97.3% |