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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,406 | $175,231+27.5% | $149,696+49.2% | $139,466+60.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 5.87% | 166.77%-160.9pp | 134.46%-128.6pp | 373.66%-367.8pp |
| Employer contribution / active EE | $18,772 | $5,478+242.7% | $4,821+289.4% | $4,754+294.9% |
| Participant deferral / active EE | $16,112 | $6,521+147.1% | $5,682+183.6% | $6,712+140.1% |
| Admin fee / account holder | $19,086 | $16,155+18.1% | $13,212+44.5% | $11,409+67.3% |