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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,576 | $217,432-5.0% | $185,849+11.2% | $167,536+23.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.95% | 148.42%-140.5pp | 122.10%-114.1pp | 478.82%-470.9pp |
| Employer contribution / active EE | $16,000 | $5,875+172.4% | $5,169+209.6% | $4,839+230.6% |
| Participant deferral / active EE | $10,107 | $6,357+59.0% | $5,569+81.5% | $6,342+59.4% |
| Admin fee / account holder | $320 | $19,818-98.4% | $16,244-98.0% | $12,315-97.4% |