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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,565 | $223,823+40.5% | $211,142+49.0% | $154,746+103.3% |
| Participation rate | 80.0% | 87.9%-7.9pp | 87.3%-7.3pp | 80.7%-0.7pp |
| Annual return | 19.05% | 50.39%-31.3pp | 46.84%-27.8pp | 172.34%-153.3pp |
| Employer contribution / active EE | $728 | $6,787-89.3% | $6,442-88.7% | $4,379-83.4% |
| Participant deferral / active EE | $10,940 | $9,750+12.2% | $9,284+17.8% | $6,730+62.5% |
| Admin fee / account holder | $2,926 | $19,707-85.2% | $19,076-84.7% | $14,365-79.6% |