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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,980 | $201,370+25.1% | $184,256+36.8% | $145,897+72.7% |
| Participation rate | 80.0% | 87.5%-7.5pp | 86.8%-6.8pp | 80.3%-0.3pp |
| Annual return | 20.23% | 29.05%-8.8pp | 28.85%-8.6pp | 552.29%-532.1pp |
| Employer contribution / active EE | $648 | $7,024-90.8% | $6,427-89.9% | $4,663-86.1% |
| Participant deferral / active EE | $11,040 | $9,808+12.6% | $9,133+20.9% | $6,689+65.0% |
| Admin fee / account holder | $2,494 | $16,364-84.8% | $13,899-82.1% | $13,390-81.4% |