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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,129 | $112,933-85.7% | $90,970-82.3% | $158,982-89.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 25.12% | 215.82%-190.7pp | 134.60%-109.5pp | 302.99%-277.9pp |
| Employer contribution / active EE | $4,094 | $2,893+41.5% | $2,122+93.0% | $4,763-14.0% |
| Participant deferral / active EE | $9,140 | $4,128+121.4% | $3,373+171.0% | $5,983+52.8% |
| Admin fee / account holder | $756 | $8,047-90.6% | $5,961-87.3% | $11,252-93.3% |