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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,384 | $99,031-82.4% | $86,597-79.9% | $147,585-88.2% |
| Participation rate | 50.0% | 76.3%-26.3pp | 73.5%-23.5pp | 82.8%-32.8pp |
| Annual return | 39.70% | 1312.56%-1272.9pp | 964.96%-925.3pp | 578.57%-538.9pp |
| Employer contribution / active EE | $1,514 | $3,132-51.7% | $2,840-46.7% | $4,876-69.0% |
| Participant deferral / active EE | $6,694 | $3,972+68.5% | $3,609+85.5% | $5,439+23.1% |
| Admin fee / account holder | $5,831 | $5,711+2.1% | $4,906+18.9% | $10,885-46.4% |